Richmond ky property tax

Richmond ky property tax DEFAULT


Kentucky Taxes:Income Tax | Sales Tax | Property Tax | Corporate Tax | Excise Taxes

State of Kentucky Property Tax Madison County Property Tax Rate [Go To Different County]

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Madison County, Kentucky Property Tax
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Madison Personal Property Tax Rate

Avg. % of home value

Yearly median tax in Madison County

The median property tax in Madison County, Kentucky is $1, per year for a home worth the median value of $, Madison County collects, on average, % of a property's assessed fair market value as property tax.

Kentucky is ranked th of the counties in the United States, in order of the median amount of property taxes collected.

The average yearly property tax paid by Madison County residents amounts to about % of their yearly income. Madison County is ranked th of the counties for property taxes as a percentage of median income.

You can use the Kentucky property tax map to the left to compare Madison County's property tax to other counties in Kentucky. Oldham County collects the highest property tax in Kentucky, levying an average of $2,(% of median home value) yearly in property taxes, while Wolfe County has the lowest property tax in the state, collecting an average tax of $(% of median home value) per year.

To compare Madison County with property tax rates in other states, see our map of property taxes by state.

Madison County Property Tax Rate

Because Madison County uses a complicated formula to determine the property tax owed on any individual property, it's not possible to condense it to a simple tax rate, like you could with an income or sales tax.

Instead, we provide property tax information based on the statistical median of all taxable properties in Madison County. The median property tax amount is based on the median Madison County property value of $, You can use these numbers as a reliable benchmark for comparing Madison County's property taxes with property taxes in other areas.

Our data allows you to compare Madison County's property taxes by median property tax in dollars, median property tax as a percentage of home value, and median property tax as a percentage of the Madison County median household income.

Madison County Property Taxes

Median Property TaxAs Percentage Of IncomeAs Percentage Of Property Value
$1, ± $40 (th of ) ± % (th of ) ± % (rd of )

Note: This page provides general information about property taxes in Madison County. If you need specific tax information or property records about a property in Madison County, contact the Madison County Tax Assessor's Office.

Madison County Property Tax Calculator

While the exact property tax rate you will pay is set by the tax assessor on a property-by-property basis, you can use our Madison County property tax estimator tool to estimate your yearly property tax. Our property tax estimates are based on the median property tax levied on similar houses in the Madison County area.

Property taxes are managed on a county level by the local tax assessor's office. If you need to find out the exact amount of your property tax bill or find other specific information, you can contact the Madison County Tax Assessor .

Disclaimer: Please note that we can only estimate your Madison County property tax based on average property taxes in your area. Every locality uses a unique property tax assessment method. Your actual property tax burden will depend on the details and features of each individual property.

Madison County Property Tax Appeal

Madison County calculates the property tax due based on the fair market value of the home or property in question, as determined by the Madison County Property Tax Assessor. Each property is individually t each year, and any improvements or additions made to your property may increase its appraised value.

As a property owner, you have the right to appeal the property tax amount you are charged and request a reassessment if you believe that the value determined by the Madison County Tax Assessor's office is incorrect. To appeal the Madison County property tax, you must contact the Madison County Tax Assessor's Office.

Are You Paying Too Much Property Tax?

Statistics show that about 25% of homes in America are unfairly overassessed, and pay an average of $1, too much in property taxes every year.

We can check your property's current assessment against similar properties in Madison County and tell you if you've been overassessed. If you have been overassessed, we can help you submit a tax appeal.

Is your Madison County property overassessed?

You will be provided with a property tax appeal form, on which you will provide the tax assessor's current appraisal of your property as well as your proposed appraisal and a description of why you believe your appraisal is more accurate.

Previous appraisals, expert opinions, and appraisals for similar properties may be attached to the appeal as supporting documentation. If your appeal is successful, your property will be reassessed at a lower valuation and your Madison County property taxes will be lowered accordingly.

If your appeal is denied, you still have the option to re-appeal the decision. If no further administrative appeals can be made, you can appeal your Madison County tax assessment in court.

Madison County Property Tax Assessor

The Madison County Tax Assessor is responsible for assessing the fair market value of properties within Madison County and determining the property tax rate that will apply. The Tax Assessor's office can also provide property tax history or property tax records for a property. These property tax records are excellent sources of information when buying a new property or appealing a recent appraisal.

Most county assessors' offices are located in or near the county courthouse or the local county administration building. You can look up the Madison County Assessor's contact information here Madison County Tax Assessor Contact Information(opens in external website).

What is the Madison County Property Tax?

Proceeds from the Madison County Personal Property Tax are used locally to fund school districts, public transport, infrastructure, and other municipal government projects. Property tax income is almost always used for local projects and services, and does not go to the federal or state budget.

Unlike other taxes which are restricted to an individual, the Madison County Property Tax is levied directly on the property. Unpaid property tax can lead to a property tax lien, which remains attached to the property's title and is the responsibility of the current owner of the property. Tax liens are not affected by transferring or selling the property, or even filing for bankruptcy. Property tax delinquency can result in additional fees and interest, which are also attached to the property title.

In cases of extreme property tax delinquency, the Madison County Tax Board may seize the delinquent property and offer it for sale at a public tax foreclosure auction, often at a price well under market value. Proceeds of the sale first go to pay the property's tax lien, and additional proceeds may be remitted to the original owner.

Madison County Homestead Exemption

For properties considered the primary residence of the taxpayer, a homestead exemption may exist. The Madison County Homestead Exemption can reduce the appraised valuation of a primary residence before calculating the property tax owed, resulting in a lower annual property tax rate for owner-occupied homes.

Getting a Homestead Exemption may also help protect your home from being repossessed in the case of a property tax lien due to unpaid Madison County property taxes or other types of other debt.

In most counties, you must specifically submit a homestead exemption application to your county tax assessor in order to enjoy the tax reduction and other benefits available. To get a copy of the Madison County Homestead Exemption Application, call the Madison County Assessor's Office and ask for details on the homestead exemption program. You can also ask about other exemptions that may exist for veterans, seniors, low-income families, or property used for certain purposes such as farmland or open space.

Madison County Property Tax Deduction

You can usually deduct % of your Madison County property taxes from your taxable income on your Federal Income Tax Return as an itemized deduction. Kentucky may also let you deduct some or all of your Madison County property taxes on your Kentucky income tax return.

Learn More:Kentucky Income Tax | Kentucky Sales Tax | Kentucky Property Tax | Kentucky Corporate Tax


Delinquent Property Tax Timeline

Each year the citizens of Madison County pay their annual property tax to the county. In the event an individual fails to pay by the deadline (May 16), the property tax bill will be transferred to the Madison County Clerk's Office, and penalty fees will be assessed. The Clerk's Office is responsible for collecting delinquent property tax bills. 

October 1 - The Madison County Sheriff mails the tax bill postcards

October through April 15 - the Madison County Sheriff collects all property tax bills

April 16 - The delinquent tax bills are transferred to the Madison County Clerk's Office for collection

If you do not receive your tax bill by the middle of October, please call the Property Value Assessor's Office at to confirm your mailing address. 

The Madison County Attorney's Office will attempt to notify the property owner of their delinquency. 

If the tax bill is not paid in full by the date of the tax sale, the tax bill (NOT the actual property) will go up for sale and may be purchased by a third property. 

Homestead Exemption - Click the link below if you need information on how to apply for the Homestead Exemption.

Annual Tax Sale

The Tax Sale date for the delinquent property taxes will be Wednesday, August 11, , in the Madison County Fiscal Courtroom.

Delinquent bills must be advertised no more than 45 days and no less than 30 days before the tax sale. 

Third Party Purchasers - All third party purchasers, purchasing one or more bills, are required to submit their registration form for the tax sale at Madison County Clerk's Office. Any third party purchasers wishing to purchase five or more bills statewide and three in one county or invest more than $10, are also required to register with the Commonwealth of Kentucky Revenue Cabinet. There is a  25% deposit required that is to be submitted to our office with a list of intended tax bill purchases no later than 10 days prior to the tax sale. 

Payoff Information 

The Clerk's Office accepts delinquent property tax payments Monday through Friday, a.m to p.m.. Payments may be accepted at the Richmond or Berea office. 

Methods of Payment:


-Certified Check

-Cashier's Check 

-Money Order

-Debit Card ($ processing fee will be added to total)

-Credit Card ($ or 3% processing fee will be added to total)

Make checks payable to the Madison County Clerk 

The Clerk's Office CANNOT accept partial payments on delinquent tax bills. If you are unable to make your payment in full you may call the Madison County Attorney's Office to make payment arrangements at ext.9

The current year taxes are collected at the Madison County Sheriff's Office. For more information, please call , or follow the link below. 

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Frequently Asked Questions

Delinquent Tax FAQ's

What is considered a Delinquent Real Estate Tax?

A tax is considered "delinquent" when the due date of a specific real estate tax assesment has passed and by statute any appeal rights have expired.

What are the Delinquent Tax payment Instructions?

Delinquent taxes may be paid in person by visiting the Madison County Clerk's Office, or by mail at West Main St., Richmond, KY If you are unable to visit our office, full payment can be mailed to:

Forms of acceptable payment?

-Certified Check

Can I pay my delinquent property taxes in installments at the Clerk's Office?

No. It is important to note that if partial payments were allowed, a lien would remain on your property until payment is made in full. Additionally, as long as a balance remains on your delinquent tax account, a third party could purchase your tax bill without warning. The purchase could neither be anticipated nor prevented by the County Clerk.

Who can lawfully purchase my Delinquent Tax bills?

Kentucky law allows any individual or company to purchase delinquent tax bills that are not flagged by the County Attorney as being on the protected list. Protected list bills include bills that are involved in Bankruptcy, pending Litigation, or are on a Payment Plan with the County Attorney.

Is a lien placed on my property when my taxes become delinquent?

Yes. A lien is filed against the specified real property you own in Madison County. The lien is filed with the Madison County Clerk's Office and is a public record of the amount you owe. It could affect your ability to obtain credit or sell real estate. The cost of releasing the lien will be added to the delinquent tax account at the time the lien is filed.

What happens when someone buys my Delinquent Tax Bill?

The lien (Certificate of Delinquency) which is held by the County Clerk's Office is then assigned to the third party purchaser and the document is recorded in the land records of the County Clerk's Office. The third party purchaser then has 50 days to give notice that the tax bill has been purchased. Payment must be sent directly to the third party purchaser, along with the associated penalties and interest assessed by them after their purchase.

What do I do if I can't locate the buyer?

Some buyers change addresses without contacting the debtors. Contact the Madison County Clerk's Office at #2 to verify the mailing address on record for the third party purchaser.

Does the Madison County Clerk's Office report my Delinquent Taxex to a credit bureau?

No. However, the mortgage companies and other creditors contact the Madison County Clerk's Office to inquire about delinquent taxes.

How long do I have to pay the Clerk's Office if no Third Party buys my bill?

Tax bills are collectable by the County Clerk until the Statute of Limitations runs out at 11 years following the date of delinquency.

If I did not receive my tax notice and my taxes become Delinquent, will the tax penalties be exonerated?

That depends. In some cases, tax bills may be sent to the wrong address. If this is a governmental error, some penalties can be waived. However, property owners should expect to receive a yearly tax bill.

Election FAQ's

What is the Board of Elections?

The Board of Elections is an independent, bipartisan agency charged with overall responsibility for administration of the Election process in Madison County.

What is the difference between a Partisan Election and a Nonpartisan Election?

Partisan elections are associated with a particular party or political group or organization. Federal, State and County elections are partisan elections.

How do I become an Election Officer?

To become an election officer you will need to fill out the Election Officer Application. You must be a registered Democrat or Republican and live in Madison County. Voters who have changed their party in the last year will be inelgible to serve as an Election Officer.

What are the work hours for Election Officers on Election Day?

Election officers must arrive at their precint at a.m. They remain in the precint until the last voter in line at p.m. has voted and all end of Election Day procedures are complete.

Do I get paid for Being an Election Officer?

Yes; this is a paid position.

How do I become a Candidate?

Procedures for those qualifying and running for office are established by the Kentucky Constitution and Kentucky Statutes.

Where do I get the filing papers I need to become a Candidate?

Local candidates can pick up filing papers at the Madison County Clerk's Office.

Marriage License FAQ's

Do I need to make an appointment to get a marriage license?

No. Couples can apply for their marriage license in Richmond or Berea, Monday through Friday ( a.m p.m.)

Do you need a Kentucky ID to get a marriage license?

We accept any government-issued picture ID.

Do ministers need to be bonded in order to perform the wedding ceremony?

No. The law that required this was repealed in

If we are getting married in another state, where can we get the marriage license?

You need to get the license in the state where you are getting married.

We got married out of the country; do we need to register the marriage license in your office?

No. The country where you got married should send you it's official license.

How do I change my name after I get married?

You will need to take the certified marriage license that we mail to you to the Social Security Administration Office. The Richmond Office is located at Gibson Bay Dr.

How do I obtain a certified copy of my marriage license?

A photocopy is $ and a certified copy is $

Do I have to change my name?

No, but you still need to inform the Social Security Administration Office of your marital status.

Where do I obtain copies of divorce records?

If you filed for divorce in Madison County, KY, you can get a copy of your divorce records at the Family Court Division of Circuit Court. They are located on 1st Street in Richmond.

Do I need to bring my divorce papers when applying for a marriage license?

No, you do not need to provide record of your divorce.

Do both parties need to be present to obtain the marriage license?

Yes, both parties are required to issue the license.

Motor Vehicle FAQ's

Will I need proof of insurance for the car I'm buying?

Yes. Proof of current Kentucky liability insurance is required at the time of transfer.

Does the seller have to be with me when I transfer the title?

No. If the seller has completed their part of the title in its entirety including the signature and notary, then the buyer may come into our office to transfer the vehicle without the seller.

Do I have to let you know if I junk my vehicle?

Yes. You must surrender your title and license plate to the Madison County Clerk's Office in order to cancel the record. Not cancelling the record will result in future taxes on a vehicle you no longer own.

Why does my car need an inspection if it's new?

All vehicles coming into Kentucky from out of state whether new or used must have a VIN inspection to make sure the paperwork matches the vehicle being registered.

Why would I pay usage tax based on the book value instead of what I paid for it?

Kentucky House Bill established a minimum taxable value for all motor vehicles. It provides that the value of a used motor vehicle for usage tax purposes would be based on the affidavit of total consideration (TC ) signed by the seller for the taxes to be based on purchase price. The taxable value cannot be less than 50% of its trade-in value as listed in the automotive price reference manuals.

How long will it take to receive my title?

Titles are processed by the Department of Transporation and are mailed to the customer within 4 to 6 weeks of application.

Do I have to title and register my boat?

Boats that are not operated on public waterways or do not have a motor do not require registration.

Do I have to title and register my trailer?

All trailers must be titled in Kentucky. Privately owned and operated trailers used for the transporation of boats, luggage, personal effects, farm products, farm suppliers, or farm equipment do not require registration.

I received my renewal notice and it states "See Clerk/See PVA," what does that mean?

"See Clerk" usually means that registration is expired/cancelled. You must come to our office to renew.

I received a tax bill for a car I no longer have. What do I do?

You need to request cancellation of the registration/title.

I just moved, how do I update the address on my registration?

Bring your registration and picture identification to the Motor Vehicle Office at the Madison County Clerk's Office to update your address.

Why do I have to pay taxes on a vehicle I'm not operating?

Property taxes for your vehicle, trailers and boats are assesed by the Property Valuation Administrator on January 1st of each year.

Will you accept a faxed termination?

Only if it is faxed from the secured party or another county clerk's office. If the fax does not have the secured party or county clerk's name as the header, we will need to have a cover sheet.

Notary FAQ's

Who can post a surety bond?

Applicants must have an insurance surety bond. The dates on the bond must cover the entire period of the bond.

Can my spouse sign as surety for me?


Can I sign for my own notary bond?

No. The notary cannot post his or her own bond.

What are the liabilities to being a surety?

If the notary does something illegal in regards to notarizing a document, the surety could be held responsible for up to $1, per occurence.

How do I renew my notary?

Four weeks prior to your commission expiration you will need to reapply with the Secretary of State.

Is the use of a seal necessary?

Only if the document notarized is going out of state.

How much will it cost to have my signature notarized.

$ per signature.

Will I be notified when my commission is ready to expire?

No. The Secretary of State does not send reminders when your four-year commision will expire.

Recordings FAQ's

Will you fax a copy to me?

Yes. It is $ per page to fax a document.

Do you have marriage licenses for other counties?

No. Each county is responsible for their marriage records.

How do I get a copy of a divorce decree?

Family Court will have divorce decree documentation.

Does the Madison County Clerk's Office have a list of foreclosures?

No. The Master Commissioner's Office is responsible for the properties that are going to be auctioned.

Where/how do you transfer a mobile home?

Mobile homes are titled like vehicles.

How do I find out how much I paid in real estate taxes last year?

The Madison County Sheriff collects the current year tax bills.

Who do I contact for property value assessments or to apply for homestead exemption?

The Madison County Property Valuation Office is in charge of property assessments.

Will your office help me prepare my documents or do you have blank forms?

We cannot help you prepare any documents, nor do we have blank forms.

Do you record a living will?

No. A will must go through the Probate Office once an individual has passed before it can be recorded with the Madison County Clerk.

When will you hold the annual tax sale?

The Annual Tax Sale will be held on August 11,

Voter FAQ's

Why does voter registration need my social security number?

Social security numbers aren't required but they allow our office to access the correct information when address and party changes are needed.

If I have a driver's license, am I automatically registered to vote?

Not necessarily. You may have the opportunity to register to vote when you visit the driver's license office, but you will only be registered if you fill out and sign a voter registration card.

Will I receive a voter registration ID card when I register to vote?

We do not issue voter registration ID cards.

Do I need to take anything with me when I go to the polls?

You will need to show identification before voting. Kentucky law requires one of the following forms of identification:

I am a student. Do I vote here or in my home county?

Students have the choice to stay registered in their home county or to register in the county where they are attending school.

How often do I need to re-register?

You do not need to re-register unless you move out of the county/state and then return.

What should I do if I change my name?

You will have to fill out and sign a new voter registration card. You may do this by mail or in person at either the county clerk's office or the driver's license office.

Are seventeen year olds eligible to vote?

Seventeen year olds may register and vote in Primary Elections as long as they will be eighteen by the date of the General Election.

I previously had a felony conviction. Can I still register to vote?

Convicted felons must have their voting rights restored before they can register to vote.

What should I do if I move?

Moving within Madison County:

How do I change my party affiliation?

You may change your party affiliation at any time. However, you must change your affiliation between the Primary Election and December 31st of the current year to be eligible to vote in your new party's next Primary Election.

Who can I vote for in the Primary Election?

Registered voters must vote for their registered party in Primary Elecitions. If your party does not have any races, you will only be eligible to vote in availbale non-partisan races.

What hours are the polls open? Can I go to a precint near my office instead of the where I live?

The polls are open from a.m. to p.m.

Is voter registration proof of residency?


When I register in Madison County does that automatically remove me from voter registration elsewhere?

If you were registered in another county in Kentucky, you will automatically be deleted from your previous county.

How can I be removed from the voter registration in Madison County?

Please contact the Kentucky State Board of Elections at

What if I need assistance at the polls?

Voters who qualify for assistance at the polls may be assisted by anyone of their choice; except their employer, agent of their employer, union head, or agent of their union. If the voter does not bring anyone with them, two election officers (one from each party) must assist the voter.

What if I can't get to the polls on election day?

Some voters qualify to vote by absentee ballot either in person at the county clerk's office or by mail.


Richmond KY Tax &#; Incentives


State & Local Taxes

A state sales tax is levied at the rate of 6% on the purchase or lease price of taxable goods and on utility services. Local sales taxes are not levied in Kentucky.

The Kentucky Constitution requires the state to tax all classes of taxable property, and state statutes allow local jurisdictions to tax only a few classes. All locally taxed property is subject to county taxes and school district taxes (either a county school district or an independent school district).  Property located inside city limits may also be subject to city property taxes. Property assessments  in Kentucky are at % fair cash value. Special local taxing jurisdictions (fire protection districts, watershed districts and sanitation districts) levy taxes within their operating areas (usually a small portion of the community or county).

State Property Tax Rates Per $ Valuation,
Selected Class of PropertyState RateLocal Taxation
Real Estate$Yes
Manufacturing Machinery$No
Pollution Control Equipment$No
    Raw Materials$No
    Goods in Process$No
    Finished Goods$Yes
Motor Vehicles$Yes
Other Tangible Personal Property$Yes
Local Property Tax Rates Per $ Valuation,
Taxing JurisdictionProperty Taxes
Per $ Valuation
Real EstateTangiblesMotor Vehicles
School District
Berea Independent Schools$$$
Madison County Schools$$$
Local Occupational License Taxes,
Cities, counties and school districts may levy an occupational license tax on the net profits of businesses and/or on the salaries and wages of employees earned in the jurisdiction. Rates can vary between the two types of occupational license taxes. Occupational license taxes may be levied on businesses as either a flat rate schedule or as a percentage of apportioned net profits or gross receipts. Where both the city and county levy an occupational license tax, a credit may be given, at the option of the local governments, for the amount paid to the city against the occupational license tax of the county. (Consult local jurisdictions for further details.)
Taxing JurisdictionTax Rate on
Tax Rate on
Net Profits/Receipts
Madison%% (on net profits)
Richmond%% (on net profits)
School District
Berea Independent SchoolsNo taxNo tax
Madison County SchoolsNo taxNo tax

Major State Incentive Programs

Bluegrass State Skills Corporation (BSSC) – Click on this link to learn more about the Grant-in-Aid and Tax Credit programs for workforce training offered through BSSC.

Kentucky Business Incentives & Financial Programs – Click on this link to learn more about the various tax incentive programs offered by the Kentucky Cabinet for Economic Development.

Source: Kentucky Cabinet for Economic Development.

*The above data was updated July For the most up-to-date information, check at: Taxes & Incentives


Property richmond tax ky

Madison County Property Valuation

Popularity:#6 of Assessor Offices in Kentucky# in Assessor Offices

Madison County Property Valuation Contact Information

Address, Phone Number, and Fax Number for Madison County Property Valuation, an Assessor Office, at West Irvine Street, Richmond KY.

Madison County Property Valuation
West Irvine Street
Richmond, Kentucky,

Free Madison County Assessor Office Property Records Search

Find Madison County residential property tax assessment records, tax assessment history, land & improvement values, district details, property maps, tax rates, exemptions, market valuations, ownership, past sales, deeds & more.

Map of Madison County Property Valuation

View map of Madison County Property Valuation, and get driving directions from your location .

Related Public Records Searches

Find GIS Maps, Land Records, and Property Records related to Madison County Property Valuation.

Assessor Offices Nearby

Find 6 Assessor Offices within miles of Madison County Property Valuation.

External Links

Find 12 external resources related to Madison County Property Valuation.

About the Madison County Property Valuation

The Madison County Property Valuation, located in Richmond, Kentucky, determines the value of all taxable property in Madison County, KY. Taxable property includes land and commercial properties, often referred to as real property or real estate, and fixed assets owned by businesses, often referred to as personal property. Property assessments performed by the Assessor are used to determine the Madison County property taxes owed by individual taxpayers.

Property owners may contact the Assessment Office for questions about:
  • Madison County, KY property tax assessments
  • Property tax appeals and reassessments
  • Paying property tax bills and due dates
  • Property tax rates and tax roll
  • Madison County GIS maps, property maps, and plat maps
  • Property records and deeds in Madison County

Madison County Home & Property Tax Statistics

Find Madison County Home Values, Property Tax Payments (Annual), Property Tax Collections (Total), and Housing Characteristics. Data Source: U.S. Census Bureau; American Community Survey, ACS 5-Year Estimates.

 Madison CountyKentucky
Median Home Value$,$,
Median Rental Cost (per month)$$
 Madison CountyKentucky
Median Property Taxes$1,$1,
Median Property Taxes (Mortgage)$1,$1,
Median Property Taxes (No Mortgage)$$
 Madison CountyKentucky
Property Taxes$27,,$1,,,
Property Taxes (Mortgage)$18,,$1,,,
Property Taxes (No Mortgage)$8,,$,,
 Madison CountyKentucky
Total Housing Units36,1,,
Occupied Housing Units33, (%)1,, (%)
Vacant Housing Units3, (%), (%)
Owner Occupied Housing Units19, (%)1,, (%)
Renter Occupied Housing Units13, (%), (%)
Housing Units (Mortgage)%%
Housing Units (No Mortgage)%%

Assessor Offices near Richmond

How property taxes are calculated? (and how it affects buying a home)

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